• Small Business Financing
• Restaurant Financing
• Vendor Programs

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Need a Small Business Loan?

Receive a cash advance against your Mastercard, Visa and debit card sales instead. Sell your future credit and debit card receivables for cash to us today. From restaurants to motels. From dentists to retailers. UMAC offers an alternative to a small business loan.

Receive up to $250,000 today!

How Merchant Account Financing Works.

United Merchant Advance Canada allows companies to leverage against their most significant asset: their future!

UMAC will pay you for your future credit and debit card sales. As your future sales come to frutition we collect a small fixed percentage of those daily credit and debit card receipts.

Like you, our stake is in the continued prosperity of your business.

Our investment is in you.

It couldn't be more simple.

Advantages

In a hurry for funds?

UMAC's offered programs will usually provide funds within 7 business days.

United Merchant Advance Canada is not a bank or lender so our offered financings can be flexible and we work with you in structuring a merchant advance to meet your unique requirements.

Credit concerns?

Not a problem. The programs offered by UMAC have a high approval rate.

Looking at leasing equipment?

Why pay 2 to 3 times the value of a piece of equipment? With funding from a United Merchant Advance Canada program you can purchase the equipment and it becomes yours as an asset in your business.

Our offered programs place no restrictions on how your are going to use the cash from your advance, regardless of how your are going to use your funds. Whether for a new marketing campaign, restaurant renovations, equipment purchases or for other purposes, you are free to use the funds however you best see fit.

Qualification is easy.

a merchant account that has been processing Mastercard and Visa for at least 120 days.

no open bankruptcies during the past 12 months.

current with your landlord.